Planning ahead

Debt Reduction Planner

Enter what you can put toward debts each month and compare avalanche (highest rate first) with snowball (smallest balance first) — you see the payoff date and the interest saved against paying minimums.

Lifetime Planner

A long-range projection seeded from your own book, with assumptions you can edit and one-off life events you can add. Figures can be shown in today's money.

Tax estimator

An estimate built from the accounts you mark as income and deductions, using editable brackets that default to Australian resident rates.

Financial Wellbeing

A transparent score from four measures in your own books — savings rate, months of spending covered by cash, non-mortgage debt against income, and the recent spending trend. Every component is shown, with how it was worked out.